Your 401(k) Is Maxed Out: Now What?
A 401(k) plan is an attractive employee benefit, allowing you to set aside substantial savings for retirement on a tax-deferred basis. And if your employer offers matching contributions, the benefits […]
Gift Wrap Your 2025 RMDs to Charity
If you’ve reached the age where you must take required minimum distributions (RMDs) from your IRAs and don’t need the extra income, making qualified charitable distributions (QCDs) might be a […]
When Is the Last Time You Thought About Your Account Beneficiaries?
In today’s fast-paced world, it’s easy to lose track of who your designated account beneficiaries are. Circumstances may change from when you originally set up an account, but you might […]
Encourage Your Child to Fund an IRA
Looking for a lasting gift for your children or grandchildren? Once they start working, teach them good savings habits by encouraging them to fund an individual retirement account (IRA). Even […]
Budgeting 101: Creating a Budget for a College Student
If you’re attending college (or will be soon), it’s in your best interest to create a budget. Indeed, learning to budget as a college student is an invaluable skill that […]
Smart Financial Planning is a Necessity for Unmarried Couples
As more U.S. adults are delaying marriage (or forgoing it altogether) the share who are living with an unmarried partner has been on the rise. When it comes to financial […]
6 Ways to Address Future Health Care Costs
How much money will you need to set aside to cover your out-of-pocket health care costs in retirement? Probably more than you think. According to a recent report by Fidelity […]
Seniors: Smart Ways to Avoid Scammers’ Tricks
Perhaps because they know seniors remember a time when technologies were simpler, criminals increasingly prey upon them. But with age comes wisdom, and many older people are fast to remind […]
How to Trim Your 2024 Taxes by Contributing to a Retirement Plan in 2025
Many types of retirement plans allow contributions to be made after year end. And last-minute retirement contributions can be a powerful strategy: You can lower your 2024 taxes while simultaneously […]
Now What? Financial Planning Tips for New Retirees
Now What? Financial Planning Tips for New Retirees Are you just starting or nearing retirement? It’s time to fine-tune your retirement strategies to ensure you’re retirement ready. This workshop offers […]
